Here is the detailed information about J&K UMEED Scheme 2026 – SHG Women Livelihood Support, including eligibility criteria, application fee, last date, and direct official links.
The J&K UMEED Scheme 2026 (Umang Mahila Evam Bal Vikas) is J&K’s rural livelihood mission that helps women form Self-Help Groups (SHGs), access bank credit, get skill training, and reach markets for their products. The scheme provides seed capital of ₹1,500 per SHG member, revolving funds, and interest-free loans to start income-generating activities. Apply at jkumeed.jk.gov.in. Last updated: 17.05.2026.
J&K UMEED 2026 – Key Benefits
| Benefit | Amount / Detail |
|---|---|
| SHG Seed Capital | ₹1,500 per member (one-time) |
| Revolving Fund | ₹15,000 per SHG |
| Community Investment Fund | ₹50,000–₹2 lakh per SHG |
| Bank Credit Linkage | Loans at low interest through SHG-Bank linkage |
| Skill Training | Free vocational training for members |
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Open Resizer → J&K UMEED 2026 – Important Links
| Description | Link |
|---|---|
| Apply / Register SHG | Click Here |
| J&K Government Portal | Click Here |
Eligibility
- Rural women from Jammu & Kashmir (all districts)
- Group of 10-15 women forming a Self Help Group
- BPL/SECC-identified families preferred
- Group must meet regularly and maintain savings records
How to Join / Form SHG
- Gather 10-15 women from your village
- Register your SHG at the nearest Block Development Office (BDO) or visit jkumeed.jk.gov.in
- Open a bank account in the SHG’s name
- UMEED facilitator will be assigned to your group for training and support
Documents Required
- Aadhaar cards of all SHG members
- Group resolution/meeting minutes
- SHG savings passbook
- J&K domicile certificates
Helpline: 0194-2473381
Important Links for J&K UMEED Scheme 2026 – SHG Women Livelihood Support
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🔗 J&K Government — Complete Information
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