PM Vishwakarma is a central government scheme built specifically for artisans and craftspeople working in traditional, hands-on trades — carpenters, blacksmiths, goldsmiths, tailors, and 15 other listed occupations. It bundles recognition, skill training, a toolkit grant, and low-interest loans into one package. Here’s the complete breakdown. Last updated: 10.07.2026.
Scheme details
| Detail | Info |
|---|---|
| Full name | PM Vishwakarma (Central Sector Scheme, Ministry of MSME) |
| Launched | 17 September 2023, on Vishwakarma Jayanti |
| Total outlay | ₹13,000 crore, FY2023-24 to FY2027-28 |
| Beneficiaries so far | 30 lakh+ artisans (as of the most recent confirmed count) |
What you get
- Recognition: PM Vishwakarma Certificate and ID card.
- Skill training: with a stipend of ₹500/day during training.
- Toolkit incentive: ₹15,000, delivered as an e-voucher for purchasing your trade tools.
- Collateral-free loans at 5% interest: Tranche 1 up to ₹1,00,000 (18-month repayment), followed by Tranche 2 up to ₹2,00,000 (30-month repayment) — up to ₹3,00,000 in total credit access across both tranches.
- Digital transaction incentive and marketing/branding support through MSME platform linkage.
The 18 covered trades
Carpenter, Boat Maker, Armour Maker, Blacksmith (Lohar), Hammer & Toolkit Maker, Locksmith, Goldsmith, Sculptor/Stone Carver/Stone Breaker, Cobbler/Shoemaker, Mason, Basket/Mat/Broom Maker (including coir weavers), Traditional Doll & Toy Maker, Barber, Garland Maker, Washerman, Tailor, and Fishing Net Maker.
Who is eligible
- Self-employed artisan or craftsperson, aged 18 or older.
- Actively working with hands and tools in one of the 18 listed trades at the time of registration.
- Must not have availed PMEGP, PM Swanidhi, or Mudra loans in the preceding 5 years.
- Only one member per family can register — spouse and unmarried children count as a single family unit for this rule.
- Central or state government employees, and their immediate family, are not eligible.
How to apply — through your nearest CSC
Registration doesn’t happen directly online by the applicant — it goes through a Common Service Centre (CSC):
- Visit your nearest CSC with your mobile number and Aadhaar.
- Complete mobile verification and Aadhaar e-KYC at the centre.
- The CSC operator logs into the portal under “CSC – Register Artisans” and fills the Artisan Registration Form on your behalf.
- You’re also registered on the Udyam Assist Platform as an MSME entity as part of the same process.
- Once registered, log in yourself at pmvishwakarma.gov.in using your registered mobile number to download your Digital ID and Certificate, and to track your application status going forward.
Documents required
- Aadhaar card
- Bank passbook
- Ration card
- Trade-relevant proof of occupation
- Voter ID
- Mobile number (linked to Aadhaar for verification)
Don’t confuse this with PM-VBRY
There’s a separate, distinct scheme called PM Vikas Bharat Rozgar Yojana (PM-VBRY) that saw a ₹2,400 crore incentive disbursement around 19 June 2026. This is an employment-incentive scheme for a different purpose entirely — if you’ve seen news about a “June 2026 disbursement” tied to Vishwakarma-sounding language, check whether it’s actually referring to PM-VBRY rather than PM Vishwakarma itself, since the two get conflated in casual coverage.
Frequently asked questions
Can I register for PM Vishwakarma online myself?
The formal registration is done through a CSC operator, not a fully self-service online form. You visit a CSC with your documents, and the registration happens there — you then use your own login afterward for status tracking and downloading your certificate.
Do I get the full ₹3,00,000 loan immediately?
No — it’s staged. Tranche 1 gives access to up to ₹1,00,000 first (18-month repayment), and Tranche 2 (up to ₹2,00,000, 30-month repayment) follows after you’ve handled the first tranche responsibly.
Is my trade covered if it’s not on the list of 18?
Only the 18 listed trades are covered under PM Vishwakarma. If your occupation isn’t on that list, this specific scheme won’t apply, though other MSME schemes may be relevant.
Important links
| Link | Details |
|---|---|
| pmvishwakarma.gov.in | Official portal — status check, certificate download |
Since registration itself happens at a CSC rather than through self-service, the fastest path is calling your nearest Common Service Centre ahead of time to confirm they handle PM Vishwakarma registrations and what exact documents to bring, rather than showing up unprepared.
Tracks central and state government recruitment notifications, admit cards, results and cut-offs for Global Drishti, verified directly against official recruitment portals and notification PDFs. Trusted by students and job aspirants nationwide.