Short details
| Name of scheme | PM Vishwakarma Yojana 2026, central scheme for 18 traditional artisan trades, Ministry of MSME |
| Benefits | Certificate and ID card, training with Rs 500 a day stipend, Rs 15,000 toolkit e-voucher, collateral free loan at 5 percent |
| Loan | Tranche 1 up to Rs 1,00,000 over 18 months, tranche 2 up to Rs 2,00,000 over 30 months, Rs 3,00,000 in all |
| Scheme period | FY 2023-24 to FY 2027-28, outlay Rs 13,000 crore, launched 17.09.2023 |
| Registered | 30,00,000, the 2028 target, reached in September 2025. Portal figures read 29.09.2026. |
Important Links
| Link | Status |
|---|---|
| PM Vishwakarma official portal | Click here · Live, checked 15.10.2026 |
Progress after registration, portal counts of 29.09.2026
| Basic training done | 24,39,509 artisans, 81.3 percent of those registered |
| Toolkit received | 18,39,398 artisans, 61.3 percent |
| Loan sanctioned | 6,22,284 artisans, 20.7 percent, about one in five |
| Loan amount | Rs 5,339 crore, about Rs 85,800 per sanctioned artisan, our division |
| Digital incentive paid | 8,11,855 artisans, 27.1 percent, Rs 42.63 crore, about Rs 525 each |
| Reading of the average | Rs 85,800 sits below the Rs 1,00,000 first tranche ceiling, so most sanctions look like first tranche loans. The portal does not split by tranche, so this is our reading. |
Written By: GD Sarkari Naukri Desk
Tracks central and state government recruitment notifications, admit cards, results and cut-offs for Global Drishti, verified directly against official recruitment portals and notification PDFs. Trusted by students and job aspirants nationwide.
Frequently Asked Questions
How much loan does PM Vishwakarma give?
Up to Rs 3,00,000 collateral free at 5 percent, Rs 1,00,000 in tranche 1 over 18 months and Rs 2,00,000 in tranche 2 over 30 months.
How much is the PM Vishwakarma toolkit incentive?
Rs 15,000, delivered as an e-voucher for buying your trade tools.
How many artisans have a PM Vishwakarma loan?
6,22,284 had a loan sanctioned, 20.7 percent of 30,00,000 registered, for Rs 5,339 crore, per the portal on 29.09.2026.
What stipend does PM Vishwakarma training give?
Rs 500 a day during training.
Until when does PM Vishwakarma run?
FY 2023-24 to FY 2027-28 with an outlay of Rs 13,000 crore.