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Here is the detailed information about Ayushman Bharat 2026 – ₹5 Lakh Cover for All Seniors 70+, including eligibility criteria, application fee, last date, and direct official links.
The Government has expanded Ayushman Bharat PM-JAY to cover all senior citizens aged 70 years and above, irrespective of their income or socio-economic status. This is one of the biggest health scheme expansions in recent years, aimed at providing cashless health cover to India’s elderly.
Major Update – Seniors 70+ Coverage
| Feature | Details |
|---|---|
| Coverage Amount | ₹5 lakh per year |
| Eligibility | All Indian citizens aged 70+ (no income limit) |
| Card | Separate Ayushman Vay Vandana Card |
| Estimated Beneficiaries | ~6 crore seniors (around 4.5 crore families) |
Key Benefits & Important Details
- Existing Ayushman families get an additional ₹5 lakh top-up cover exclusively for the senior citizen (does not share with other family members).
- Seniors already under CGHS, ECHS, or CAPF can continue with their scheme or switch to Ayushman.
- Cashless treatment at over 29,000 empanelled hospitals (government + private).
- Covers pre-hospitalisation (3 days) and post-hospitalisation (15 days) expenses.
How to Get the Ayushman Vay Vandana Card (for 70+)
- Visit the official beneficiary portal beneficiary.nha.gov.in or download the Ayushman App.
- Complete Aadhaar-based eKYC (OTP or biometric at nearest centre).
- Download the new distinct Ayushman Vay Vandana Card.
- Carry the card along with Aadhaar to any empanelled hospital for cashless treatment.
Important Points Seniors Must Know
- The card is portable across India.
- No cap on family size or age for this additional cover.
- Always verify hospital empanelment status on the official app or website before admission.
Important Links
- Check Eligibility & Download Card (Official)
- Ayushman Bharat Official Portal
- Helpline: 14555 (24×7)
Last updated: 25.06.2026
Written By: GD Sarkari Naukri Desk
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