SSC CGL 2026 Tier 1
Section I
25 Questions | 15 minutes
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Q1 English Language +1.00 / -0.25 Easy
Passage: The Indian banking sector has undergone a significant transformation over the last decade, driven largely by digital innovation and regulatory reform. The introduction of the Unified Payments Interface (UPI) revolutionized retail transactions, allowing instant fund transfers between bank accounts through mobile devices. Simultaneously, public sector banks were consolidated to improve capital efficiency and reduce non-performing assets. Specialist Officers, particularly in Information Technology, have become central to this transformation, as banks increasingly rely on robust core banking systems, cybersecurity frameworks, and data analytics to remain competitive and compliant with Reserve Bank of India guidelines. According to the passage, what has been a major driver of transformation in Indian banking?
Q2 English Language +1.00 / -0.25 Easy
Passage: The Indian banking sector has undergone a significant transformation over the last decade, driven largely by digital innovation and regulatory reform. The introduction of the Unified Payments Interface (UPI) revolutionized retail transactions, allowing instant fund transfers between bank accounts through mobile devices. Simultaneously, public sector banks were consolidated to improve capital efficiency and reduce non-performing assets. Specialist Officers, particularly in Information Technology, have become central to this transformation, as banks increasingly rely on robust core banking systems, cybersecurity frameworks, and data analytics to remain competitive and compliant with Reserve Bank of India guidelines. What did the introduction of UPI primarily enable?
Q3 English Language +1.00 / -0.25 Medium
Passage: The Indian banking sector has undergone a significant transformation over the last decade, driven largely by digital innovation and regulatory reform. The introduction of the Unified Payments Interface (UPI) revolutionized retail transactions, allowing instant fund transfers between bank accounts through mobile devices. Simultaneously, public sector banks were consolidated to improve capital efficiency and reduce non-performing assets. Specialist Officers, particularly in Information Technology, have become central to this transformation, as banks increasingly rely on robust core banking systems, cybersecurity frameworks, and data analytics to remain competitive and compliant with Reserve Bank of India guidelines. Why were public sector banks consolidated, as per the passage?
Q4 English Language +1.00 / -0.25 Medium
Passage: The Indian banking sector has undergone a significant transformation over the last decade, driven largely by digital innovation and regulatory reform. The introduction of the Unified Payments Interface (UPI) revolutionized retail transactions, allowing instant fund transfers between bank accounts through mobile devices. Simultaneously, public sector banks were consolidated to improve capital efficiency and reduce non-performing assets. Specialist Officers, particularly in Information Technology, have become central to this transformation, as banks increasingly rely on robust core banking systems, cybersecurity frameworks, and data analytics to remain competitive and compliant with Reserve Bank of India guidelines. Why have IT Specialist Officers become central to this transformation?
Q5 English Language +1.00 / -0.25 Easy
Passage: The Indian banking sector has undergone a significant transformation over the last decade, driven largely by digital innovation and regulatory reform. The introduction of the Unified Payments Interface (UPI) revolutionized retail transactions, allowing instant fund transfers between bank accounts through mobile devices. Simultaneously, public sector banks were consolidated to improve capital efficiency and reduce non-performing assets. Specialist Officers, particularly in Information Technology, have become central to this transformation, as banks increasingly rely on robust core banking systems, cybersecurity frameworks, and data analytics to remain competitive and compliant with Reserve Bank of India guidelines. Which regulatory body is mentioned in the passage?
Q6 English Language +1.00 / -0.25 Medium
Cloze Test: Banking institutions today (1)_____ heavily on technology to deliver seamless customer experiences. Specialist Officers are recruited to (2)_____ that systems remain secure, efficient and compliant with regulations. Without skilled professionals, banks would (3)_____ to keep pace with evolving cyber threats. It is therefore (4)_____ that recruitment processes identify candidates with strong technical foundations. Only then can banks (5)_____ their competitive edge in a digital economy. Select the most appropriate word for blank (1).
Q7 English Language +1.00 / -0.25 Easy
Cloze Test: Banking institutions today (1)_____ heavily on technology to deliver seamless customer experiences. Specialist Officers are recruited to (2)_____ that systems remain secure, efficient and compliant with regulations. Without skilled professionals, banks would (3)_____ to keep pace with evolving cyber threats. It is therefore (4)_____ that recruitment processes identify candidates with strong technical foundations. Only then can banks (5)_____ their competitive edge in a digital economy. Select the most appropriate word for blank (2).
Q8 English Language +1.00 / -0.25 Easy
Cloze Test: Banking institutions today (1)_____ heavily on technology to deliver seamless customer experiences. Specialist Officers are recruited to (2)_____ that systems remain secure, efficient and compliant with regulations. Without skilled professionals, banks would (3)_____ to keep pace with evolving cyber threats. It is therefore (4)_____ that recruitment processes identify candidates with strong technical foundations. Only then can banks (5)_____ their competitive edge in a digital economy. Select the most appropriate word for blank (3).
Q9 English Language +1.00 / -0.25 Medium
Cloze Test: Banking institutions today (1)_____ heavily on technology to deliver seamless customer experiences. Specialist Officers are recruited to (2)_____ that systems remain secure, efficient and compliant with regulations. Without skilled professionals, banks would (3)_____ to keep pace with evolving cyber threats. It is therefore (4)_____ that recruitment processes identify candidates with strong technical foundations. Only then can banks (5)_____ their competitive edge in a digital economy. Select the most appropriate word for blank (4).
Q10 English Language +1.00 / -0.25 Easy
Cloze Test: Banking institutions today (1)_____ heavily on technology to deliver seamless customer experiences. Specialist Officers are recruited to (2)_____ that systems remain secure, efficient and compliant with regulations. Without skilled professionals, banks would (3)_____ to keep pace with evolving cyber threats. It is therefore (4)_____ that recruitment processes identify candidates with strong technical foundations. Only then can banks (5)_____ their competitive edge in a digital economy. Select the most appropriate word for blank (5).
Q11 English Language +1.00 / -0.25 Medium
Identify the part of the sentence that contains an error: (A) The bank have decided / (B) to launch a new mobile application / (C) for its specialist officers / (D) No error
Q12 English Language +1.00 / -0.25 Medium
Identify the part of the sentence that contains an error: (A) Each of the candidates / (B) are required to submit / (C) their application before the last date / (D) No error
Q13 English Language +1.00 / -0.25 Hard
Identify the part of the sentence that contains an error: (A) Neither the manager nor the officers / (B) was present / (C) at the meeting yesterday / (D) No error
Q14 English Language +1.00 / -0.25 Hard
Identify the part of the sentence that contains an error: (A) She is one of the officers / (B) who is responsible / (C) for maintaining the servers / (D) No error
Q15 English Language +1.00 / -0.25 Medium
Identify the part of the sentence that contains an error: (A) The IT department have upgraded / (B) all the servers / (C) before the audit began / (D) No error
Q16 English Language +1.00 / -0.25 Medium
Arrange the parts P, Q, R, S to form a meaningful sentence: P) has become essential Q) in today's banking sector R) cybersecurity awareness S) for every specialist officer
Q17 English Language +1.00 / -0.25 Hard
Arrange the parts P, Q, R, S to form a meaningful sentence: P) recruits specialist officers Q) every year R) to strengthen its technical workforce S) IBPS conducts a common exam and
Q18 English Language +1.00 / -0.25 Medium
Arrange the parts P, Q, R, S to form a meaningful sentence: P) the preliminary exam Q) before appearing for R) candidates must clear the cutoff S) the mains examination
Q19 English Language +1.00 / -0.25 Medium
Arrange the parts P, Q, R, S to form a meaningful sentence: P) is now mandatory Q) for entry into R) a strong grasp of data structures S) technical banking roles
Q20 English Language +1.00 / -0.25 Hard
Arrange the parts P, Q, R, S to form a meaningful sentence: P) across all zonal offices Q) the bank plans to R) within the next fiscal year S) upgrade its core banking software
Q21 English Language +1.00 / -0.25 Easy
Choose the word most nearly OPPOSITE in meaning to 'ROBUST' as used in the context of a banking system.
Q22 English Language +1.00 / -0.25 Easy
Choose the word most nearly SIMILAR in meaning to 'CONSOLIDATE' as used in the passage about banking reforms.
Q23 English Language +1.00 / -0.25 Medium
Choose the word most nearly OPPOSITE in meaning to 'TRANSPARENT' in the context of banking disclosures.
Q24 English Language +1.00 / -0.25 Medium
Choose the word most nearly SIMILAR in meaning to 'MITIGATE' as used in the context of cyber risk.
Q25 English Language +1.00 / -0.25 Hard
Choose the word most nearly OPPOSITE in meaning to 'REDUNDANT' as used in system design.
Q26 Reasoning +1.00 / -0.25 Hard
Seating Arrangement: Eight persons - A, B, C, D, E, F, G and H - sit around a circular table facing the centre. D sits third to the right of A. B sits immediately left of D. C sits opposite A. E sits immediately right of C. F sits second to the right of E. G sits immediately right of A. Who sits immediately left of A?
Q27 Reasoning +1.00 / -0.25 Hard
Seating Arrangement: Eight persons - A, B, C, D, E, F, G and H - sit around a circular table facing the centre. D sits third to the right of A. B sits immediately left of D. C sits opposite A. E sits immediately right of C. F sits second to the right of E. G sits immediately right of A. Who sits opposite B?
Q28 Reasoning +1.00 / -0.25 Hard
Seating Arrangement: Eight persons - A, B, C, D, E, F, G and H - sit around a circular table facing the centre. D sits third to the right of A. B sits immediately left of D. C sits opposite A. E sits immediately right of C. F sits second to the right of E. G sits immediately right of A. How many persons sit between C and F, counting clockwise from C to F?
Q29 Reasoning +1.00 / -0.25 Medium
Seating Arrangement: Eight persons - A, B, C, D, E, F, G and H - sit around a circular table facing the centre. D sits third to the right of A. B sits immediately left of D. C sits opposite A. E sits immediately right of C. F sits second to the right of E. G sits immediately right of A. Which of the following pairs sits adjacent to each other?
Q30 Reasoning +1.00 / -0.25 Hard
Seating Arrangement: Eight persons - A, B, C, D, E, F, G and H - sit around a circular table facing the centre. D sits third to the right of A. B sits immediately left of D. C sits opposite A. E sits immediately right of C. F sits second to the right of E. G sits immediately right of A. Who sits second to the left of D?
Q31 Reasoning +1.00 / -0.25 Medium
Statements: All bankers are officers. All officers are graduates. Conclusions: I) All bankers are graduates. II) Some graduates are bankers.
Q32 Reasoning +1.00 / -0.25 Hard
Statements: Some servers are secure. No secure system is vulnerable. Conclusions: I) Some servers are not vulnerable. II) No server is vulnerable.
Q33 Reasoning +1.00 / -0.25 Hard
Statements: All databases are structured. Some structured systems are relational. Conclusions: I) Some databases are relational. II) All relational systems are databases.
Q34 Reasoning +1.00 / -0.25 Medium
Statements: No firewall is a virus. All viruses are threats. Conclusions: I) No firewall is a threat. II) Some threats are not firewalls.
Q35 Reasoning +1.00 / -0.25 Medium
In a certain code, 'BANK' is written as 'CBOL'. How is 'CODE' written in that code?
Q36 Reasoning +1.00 / -0.25 Medium
If 'SERVER' is coded as 'TFSWFS', what is the code for 'SYSTEM'?
Q37 Reasoning +1.00 / -0.25 Medium
In a code language, 'DATA IS SAFE' is written as 'EBUB JT TBHF'. How is 'CODE SECURE' written?
Q38 Reasoning +1.00 / -0.25 Medium
If in a certain code, 'NETWORK' is written as 'MDSVNQJ', which letter substitution rule is being applied?
Q39 Reasoning +1.00 / -0.25 Easy
Pointing to a photograph, Rakesh said, 'She is the daughter of my grandfather's only son.' How is the girl in the photograph related to Rakesh?
Q40 Reasoning +1.00 / -0.25 Medium
A is the brother of B. B is the sister of C. C is the father of D. How is A related to D?
Q41 Reasoning +1.00 / -0.25 Medium
Pointing to a man, a woman said, 'His mother is the only daughter of my mother.' How is the woman related to the man?
Q42 Reasoning +1.00 / -0.25 Medium
P is the son of Q. Q is the wife of R. R is the father of S. How is P related to S?
Q43 Reasoning +1.00 / -0.25 Medium
Ravi walks 10 metres north, then turns right and walks 5 metres, then turns right again and walks 10 metres. How far is he from his starting point?
Q44 Reasoning +1.00 / -0.25 Easy
In a row of 40 students, Meena is 12th from the left end. What is her position from the right end?
Q45 Reasoning +1.00 / -0.25 Medium
If A > B, B ≄ C, and C > D, which of the following conclusions is definitely true?
Q46 Reasoning +1.00 / -0.25 Hard
Statement: X ≄ Y > Z = W. Conclusions: I) X > W. II) Y ≄ W.
Q47 Reasoning +1.00 / -0.25 Medium
In a certain arrangement of numbers 3, 8, 15, 6, 21, 9, 4, if all numbers greater than 7 are arranged in descending order, what will be the third number from the left?
Q48 Reasoning +1.00 / -0.25 Hard
Amit is facing south. He turns 90 degrees clockwise, then 180 degrees anticlockwise. Which direction is he facing now?
Q49 Reasoning +1.00 / -0.25 Hard
Five friends P, Q, R, S and T are sitting in a row. Q is to the immediate right of P. R is to the immediate left of S. T is at one end and Q is second from T. Who is sitting in the middle?
Q50 Reasoning +1.00 / -0.25 Hard
If 'P # Q' means P is the mother of Q, 'P @ Q' means P is the father of Q, and 'P $ Q' means P is the sibling of Q, then in 'A @ B $ C # D', how is A related to D?
Q51 Quantitative Aptitude +1.00 / -0.25 Easy
Simplify: 45% of 320 + 25% of 480 = ?
Q52 Quantitative Aptitude +1.00 / -0.25 Easy
Simplify: (12 Ɨ 15) Ć· 5 + 18 āˆ’ 22 = ?
Q53 Quantitative Aptitude +1.00 / -0.25 Medium
Simplify: √(729) + √(361) āˆ’ √(144) = ?
Q54 Quantitative Aptitude +1.00 / -0.25 Easy
Simplify: (2/5) of 350 + (3/7) of 210 = ?
Q55 Quantitative Aptitude +1.00 / -0.25 Medium
Simplify: 15² āˆ’ 9² + 6² = ?
Q56 Quantitative Aptitude +1.00 / -0.25 Medium
Data Interpretation: The table shows the number of candidates who applied and were selected for IT Officer posts across five banks in 2025. Bank A: Applied 12000, Selected 300. Bank B: Applied 9000, Selected 250. Bank C: Applied 15000, Selected 400. Bank D: Applied 8000, Selected 200. Bank E: Applied 10000, Selected 280. What is the selection rate (in %) for Bank C?
Q57 Quantitative Aptitude +1.00 / -0.25 Hard
Data Interpretation: The table shows the number of candidates who applied and were selected for IT Officer posts across five banks in 2025. Bank A: Applied 12000, Selected 300. Bank B: Applied 9000, Selected 250. Bank C: Applied 15000, Selected 400. Bank D: Applied 8000, Selected 200. Bank E: Applied 10000, Selected 280. Which bank had the highest selection rate?
Q58 Quantitative Aptitude +1.00 / -0.25 Easy
Data Interpretation: The table shows the number of candidates who applied and were selected for IT Officer posts across five banks in 2025. Bank A: Applied 12000, Selected 300. Bank B: Applied 9000, Selected 250. Bank C: Applied 15000, Selected 400. Bank D: Applied 8000, Selected 200. Bank E: Applied 10000, Selected 280. What is the total number of candidates selected across all five banks?
Q59 Quantitative Aptitude +1.00 / -0.25 Medium
Data Interpretation: The table shows the number of candidates who applied and were selected for IT Officer posts across five banks in 2025. Bank A: Applied 12000, Selected 300. Bank B: Applied 9000, Selected 250. Bank C: Applied 15000, Selected 400. Bank D: Applied 8000, Selected 200. Bank E: Applied 10000, Selected 280. What is the average number of candidates applied per bank?
Q60 Quantitative Aptitude +1.00 / -0.25 Medium
Data Interpretation: The table shows the number of candidates who applied and were selected for IT Officer posts across five banks in 2025. Bank A: Applied 12000, Selected 300. Bank B: Applied 9000, Selected 250. Bank C: Applied 15000, Selected 400. Bank D: Applied 8000, Selected 200. Bank E: Applied 10000, Selected 280. Bank D's selected candidates are what percentage of Bank C's selected candidates?
Q61 Quantitative Aptitude +1.00 / -0.25 Easy
Solve: x² āˆ’ 7x + 12 = 0. Find the roots.
Q62 Quantitative Aptitude +1.00 / -0.25 Medium
Solve: x² āˆ’ 5x āˆ’ 24 = 0. Find the roots.
Q63 Quantitative Aptitude +1.00 / -0.25 Hard
If x² + x āˆ’ 20 = 0, and y² āˆ’ y āˆ’ 12 = 0, what is the relationship between x and y?
Q64 Quantitative Aptitude +1.00 / -0.25 Medium
Solve: 2x² āˆ’ 11x + 12 = 0. Find the roots.
Q65 Quantitative Aptitude +1.00 / -0.25 Medium
Find the next number in the series: 3, 7, 15, 31, 63, ?
Q66 Quantitative Aptitude +1.00 / -0.25 Medium
Find the missing number in the series: 2, 6, 12, 20, 30, ?
Q67 Quantitative Aptitude +1.00 / -0.25 Medium
Find the wrong number in the series: 5, 10, 20, 42, 80, 160
Q68 Quantitative Aptitude +1.00 / -0.25 Easy
Find the next term: 1, 4, 9, 16, 25, ?
Q69 Quantitative Aptitude +1.00 / -0.25 Easy
A shopkeeper buys an article for ₹800 and sells it for ₹960. What is the profit percentage?
Q70 Quantitative Aptitude +1.00 / -0.25 Medium
An item is sold at a loss of 15% for ₹1700. What was its cost price?
Q71 Quantitative Aptitude +1.00 / -0.25 Easy
The average age of 5 officers is 32 years. If a new officer aged 38 joins, what is the new average age?
Q72 Quantitative Aptitude +1.00 / -0.25 Easy
The ratio of two numbers is 3:5 and their sum is 128. Find the larger number.
Q73 Quantitative Aptitude +1.00 / -0.25 Medium
A sum of money is divided among A, B and C in the ratio 2:3:5. If C gets ₹500 more than A, find the total sum.
Q74 Quantitative Aptitude +1.00 / -0.25 Medium
A trader marks his goods 40% above cost price and gives a discount of 10%. Find his profit percentage.
Q75 Quantitative Aptitude +1.00 / -0.25 Medium
The average of 6 numbers is 24. If one number is removed, the average of the remaining 5 numbers becomes 22. Find the removed number.
Q76 Professional Knowledge +2.00 / -0.25 Medium
Which normal form eliminates transitive dependency in a relational database?
Q77 Professional Knowledge +2.00 / -0.25 Easy
In SQL, which command is used to remove a table's structure along with all its data permanently?
Q78 Professional Knowledge +2.00 / -0.25 Easy
Which key uniquely identifies a tuple in a relational table and cannot contain NULL values?
Q79 Professional Knowledge +2.00 / -0.25 Medium
What is the primary purpose of the ACID properties in database transactions?
Q80 Professional Knowledge +2.00 / -0.25 Medium
Which type of SQL JOIN returns all rows from both tables, with NULLs where there is no match?
Q81 Professional Knowledge +2.00 / -0.25 Medium
Which scheduling algorithm can lead to starvation of low-priority processes?
Q82 Professional Knowledge +2.00 / -0.25 Easy
What is a deadlock in an operating system?
Q83 Professional Knowledge +2.00 / -0.25 Hard
Which of the following is NOT one of the four necessary conditions for deadlock?
Q84 Professional Knowledge +2.00 / -0.25 Medium
What is thrashing in the context of virtual memory management?
Q85 Professional Knowledge +2.00 / -0.25 Easy
Which data structure follows the Last In First Out (LIFO) principle?
Q86 Professional Knowledge +2.00 / -0.25 Medium
What is the worst-case time complexity of searching an element in a balanced Binary Search Tree?
Q87 Professional Knowledge +2.00 / -0.25 Medium
Which sorting algorithm has the best average-case time complexity among the following?
Q88 Professional Knowledge +2.00 / -0.25 Medium
Which data structure is most suitable for implementing a Breadth-First Search (BFS) traversal of a graph?
Q89 Professional Knowledge +2.00 / -0.25 Easy
In a singly linked list, what is the time complexity to insert a node at the beginning?
Q90 Professional Knowledge +2.00 / -0.25 Easy
Which layer of the OSI model is responsible for routing packets between different networks?
Q91 Professional Knowledge +2.00 / -0.25 Easy
Which protocol is used to securely transfer data over the web using encryption?
Q92 Professional Knowledge +2.00 / -0.25 Easy
What is the primary function of the Domain Name System (DNS)?
Q93 Professional Knowledge +2.00 / -0.25 Medium
Which of the following is a connection-oriented transport layer protocol?
Q94 Professional Knowledge +2.00 / -0.25 Medium
Which OOP principle allows a subclass to provide a specific implementation of a method already defined in its parent class?
Q95 Professional Knowledge +2.00 / -0.25 Easy
What is the primary purpose of encapsulation in object-oriented programming?
Q96 Professional Knowledge +2.00 / -0.25 Medium
In Java, which keyword is used to prevent a class from being inherited?
Q97 Professional Knowledge +2.00 / -0.25 Easy
What will be the output of the Python expression: print(3 + 2 * 2)?
Q98 Professional Knowledge +2.00 / -0.25 Medium
Which SDLC model is best suited for projects with clearly defined and unchanging requirements from the start?
Q99 Professional Knowledge +2.00 / -0.25 Easy
What type of attack involves overwhelming a server with excessive traffic to make it unavailable to legitimate users?
Q100 Professional Knowledge +2.00 / -0.25 Medium
Which security mechanism verifies that a message was not altered during transmission and confirms the sender's identity?
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