The Union Bank of India Apprentice 2026 selection involves two stages: an Online Objective Test and a Local Language Proficiency Test. The online test is the primary hurdle — five sections, 100 marks, 60 minutes. This page covers the complete syllabus, section-wise topics, and a realistic preparation strategy. Last updated: 11.05.2026.
Make sure you have applied before 19 May 2026. Check the Union Bank Apprentice 2026 notification for application steps and fee details.
Exam Pattern – Online Test
| Feature | Details |
|---|---|
| Mode | Online Objective Test |
| Total Sections | 5 |
| Total Questions | 100 (20 per section) |
| Total Marks | 100 |
| Duration | 60 minutes |
| Negative Marking | None |
| Second Stage | Local Language Proficiency Test (qualifying) |
Section-Wise Breakdown
| Section | Questions | Marks |
|---|---|---|
| General / Financial Awareness | 20 | 20 |
| English Language | 20 | 20 |
| Quantitative Aptitude & Reasoning | 20 | 20 |
| Computer Knowledge | 20 | 20 |
| UBI Products & Services | 20 | 20 |
| Total | 100 | 100 |
Section-Wise Syllabus
1. General / Financial Awareness
- Current affairs (last 6 months) — economy, banking, government schemes
- RBI monetary policy, repo rate, CRR, SLR basics
- Budget highlights, GDP, inflation trends
- Banking awareness: types of accounts, NPA, CIBIL score, financial inclusion
- Government schemes: Jan Dhan, PM Mudra, Atal Pension Yojana, PMSBY, PMJJBY
- Key financial organisations: SEBI, NABARD, SIDBI, EXIM Bank
2. English Language
- Reading comprehension (banking or business passage)
- Fill in the blanks (grammar-based)
- Sentence correction and error spotting
- Cloze test
- Para-jumbles
- Vocabulary: synonyms, antonyms, idioms
3. Quantitative Aptitude & Reasoning
Quantitative Aptitude:
- Simplification and approximation, number series
- Percentage, ratio and proportion, profit and loss
- Simple and compound interest
- Time and work, speed and distance
- Data interpretation (tables, bar graphs, pie charts)
Reasoning Ability:
- Syllogisms, blood relations, puzzles and seating arrangement
- Coding-decoding, direction sense, alphanumeric series
- Inequality, input-output
4. Computer Knowledge
- Computer fundamentals: hardware, software, input/output devices
- Operating systems: Windows basics
- MS Office: Word, Excel, PowerPoint basics and shortcuts
- Internet and email usage, cyber security basics
- Networking: LAN, WAN, IP address
- Database basics: SQL fundamentals
5. UBI Products & Services
This section is unique to Union Bank and often the deciding factor. Most candidates underestimate it, but it is fully scorable with targeted preparation.
- Union Bank of India: history, headquarters, tagline, MD & CEO
- UBI savings and current account products
- UBI loan products: home loan, car loan, education loan, MSME loans
- UBI digital banking: mobile app, net banking, UPI services
- Government scheme tie-ups: PM Mudra, Kisan Credit Card, Jan Dhan accounts
- Special schemes for women, farmers, and senior citizens
Local Language Proficiency Test
Candidates who clear the online test are called for a Local Language Proficiency Test (LLPT). This is a qualifying stage — pass or fail only, no marks added to the final score. It tests whether you can read, write, speak, and understand the local language of the state you applied for.
Preparation Strategy
- The UBI Products section is often the difference-maker — spend 3–4 dedicated days on the Union Bank official website to cover products and schemes
- Financial Awareness and English together carry 40 marks — give these sections priority
- For Quant + Reasoning, practice 20–30 questions daily; difficulty is moderate
- Computer Knowledge is memory-based — revise MS Office shortcuts and networking basics
- With no negative marking, always attempt all 100 questions
- Target 70+ out of 100 for a safe position in the General category merit list
Official Links
- Union Bank Apprentice 2026 Notification & Application
- Admit Card – Download Link
- Expected Cut Off Marks
- Official Website – unionbankofindia.bank.in
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